Frictionless user experience is the next wave of AI

Frictionless user experience is the next wave of AI.

Testing all these new AI tools is starting to feel like carrying around a wallet full of loyalty cards: one for coffee, one for groceries, one for gas… and none of them talk to each other.

From a user’s perspective, this fragmentation is exhausting. Even worse, after testing all these tools for a few months, you’re left with a pile of credits sitting in limbo. Too many to ignore, but not enough to actually finish a project. Frustrating and wasteful.

We need a universal AI wallet: one balance that is spendable anywhere. Whether it’s Claude for coding, ChatGPT for writing, Nano Banana for images, etc. It seems that companies like Stripe (hint, hint) already have the pieces to make this a reality.

This could be the next generation of micropayments. Maybe it’s a use case for crypto. Or maybe it’s something entirely new. Either way, the next wave of AI won’t be about raw intelligence. It’ll be about sanding off these kinds of rough edges to unlock mainstream adoption.